In accordance with RQ Licensing Scheme Policy, each Licensed Club and/or Venue must maintain particular insurance requirements.
In order to demonstrate that appropriate insurances are in place, License Applicants must provide a copy of the certificate of currency, as issued by the insurer, for all insurances when submitting the Licence application.
NAVIGATE TO:
Each code of racing has particular insurance requirements, as outlined in the table below:
Insurance Requirement
|
Thoroughbred Code
|
Greyhound Code
|
Harness Code
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Compulsory for Club and Venue
|
Public and Products Liability Insurance
(All Qld Thoroughbred Clubs covered)
Directors and Officers Insurance/Management Liability/Association Liability
(REQUIRED TIER 1 & TIER 2 CLUBS)
Workers Compensation (WorkCover)
Volunteer Insurance (Personal Accident)
(All Qld Thoroughbred Clubs covered)
|
Public and Products Liability Insurance
(All Qld Greyound Clubs covered)
Directors and Officers Insurance/Management Liability/Association Liability
(REQUIRED TIER 1 & TIER 2 CLUBS)
Workers Compensation (WorkCover)
Volunteer Insurance (Personal Accident)
(All Qld Greyhound Clubs covered)
|
Public and Products Liability Insurance
(All Qld Harness Clubs covered under V-Insurance group policy)
Directors and Officers Insurance/Management Liability/Association
Liability
(REQUIRED TIER 1 & TIER 2 CLUBS)
Workers Compensation (WorkCover)
Volunteer Insurance (Personal Accident)
(All Qld Harness Clubs covered)
|
Compulsory for Venue
|
Industrial Special Risk
Property, Contents & Inventory
Business Interruption/ Contingent Losses
(REQUIRED TIER 1 & TIER 2 CLUBS Recommended for other clubs to consult with broker to determine if required).
|
Industrial Special Risk
Property, Contents & Inventory
Business Interruption/ Contingent Losses
(REQUIRED TIER 1 & TIER 2 CLUBS Recommended for other clubs to consult with broker to determine if required).
|
Industrial Special Risk
Property, Contents & Inventory
Business Interruption/ Contingent Losses
(REQUIRED TIER 1 & TIER 2 CLUBS Recommended for other clubs to consult with broker to determine if required).
|
Encouraged
|
Motor Vehicle Insurance
Business Travel Insurance
Crime Insurance
|
Motor Vehicle Insurance
Business Travel Insurance
Crime Insurance
|
Motor Vehicle Insurance
Business Travel Insurance
Crime Insurance
|
RQ along with its brokers, has developed a state-wide Personal Accident (Volunteer Insurance) Policy that is designed to offer coverage to individuals that help Licensed Clubs operate by performing duties on a voluntary basis.
Information on the Personal Accident Policy is available below:
Policy wording is available upon request.
For all policy queries, claims and additional information please contact:
Brenton Pope I Client Manager
Commercial Risk Solutions, Aon
Level 2, 175 Eagle Street Brisbane QLD 4000
Mob: +61 408 888 488
Property, Contents and Inventory coverage is required for all Licensed Club Venues (All Tiers).
Business Interruption/Contingent Losses coverage is required for all Tier 1 & Tier 2 Clubs. It is recommended that Clubs consult with the broker to determine if coverage is required.
RQ insurance brokers have developed an ‘Opt-in’ insurance program that covers Industrial Special Risks (property, contents, inventory and business interruption/contingent losses).
WE STRONGLY RECOMMEND YOU SEEK GUIDANCE ON HOW TO ASSESS THE LEVEL OF COVER YOU REQUIRE; INDEPENDENT VALUATIONS ARE AVAILABLE.
For further information on this ISR policy, queries and claims information please contact Aon on:
Brenton Pope I Client Manager
Commercial Risk Solutions, Aon
Level 2, 175 Eagle Street Brisbane QLD 4000
Mob: +61 408 888 488
Before Clubs enter into a lease agreement to hire a ground, venue or facility, Clubs must understand clauses relating to insurance, indemnity and hold harmless.
Please click here for more information.
RQ along with its brokers has developed a state-wide Public & Products Liability Insurance Program for all Licenced Thoroughbred & Greyhound Clubs.
Information on Public & Product Liability Coverage is available below:
Policy wording is available upon request.
For all policy queries, claims and additional information please contact:
Brenton Pope I Client Manager
Commercial Risk Solutions, Aon
Level 2, 175 Eagle Street Brisbane QLD 4000
Mob: +61 408 888 488
V-Insurance Group are the insurance broker for Harness Racing Australia (HRA). This insurance program has been designed to cover Harness Racing Australia, including ACT, NT, QLD, SA, VIC and WA Associations, Clubs, Tracks and all registered persons/entities involved in activities that are sanctioned by HRA. This program incorporates three covers:
- Public Liability
- Professional Indemnity
- Personal Accident
For further information please visit:
V-Insurance Group are also able to arrange the following additional policies for clubs upon request:
- Property Insurance
- Business Package
- Management Liability (Directors & Officer Insurance)
To find out more information and receive personal advice please contact V-Insurance Group:
Phone: (02) 8599 8660 or local call cost only 1300 945 547 or email: sports@vinsurancegroup.com
Australian Thoroughbred Trainers (ATA) Insurance
The Australian Thoroughbred Trainers Association insurance program provides coverage for Public Liability and Professional Indemnity: https://www.austrainers.com.au/insurance/
- To view information on ATA Public Liability and Professional Indemnity coverage please click here.
Racing Queensland maintains insurance for and on behalf of Licensed Jockeys and Apprentices, Pre Apprentices, Picnic Riders and Contract Track Riders for Public Liability Insurance. Please click here for a copy of the coverage summary.
Racing Queensland maintains a contract of insurance with WorkCover on behalf of Licensed Jockeys and Apprentices.
Racing Australia provide additional insurances for Jockeys.